2014 Chevrolet Malibu LT

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Stock # JV13202, ECOTEC 2.5L I4 DGI DOHC VVT, 6-Speed Automatic Electronic with Overdrive, 50713 mi., 25/36 MPG
NIADA CERTIFIED PRE-OWNED!! ACCIDENT FREE CARFAX, LEATHER INTERIOR, REMOTE KEYLESS ENTRY, STEERING WHEEL MOUNTED AUDIO CONTROLS, POWER DRIVER SEAT, ALLOY WHEELS, AND GETS AN ESTIMATED 36 MPG ON THE HIGHWAY! NIADA Certified Plus the Auction Direct USA Advantage! This Certified Vehicle will give you the confidence you need and the peace of mind you deserve all with the strength of the NIADA fully backed by Auction Direct USA. We’ve got you covered with a 125 point vehicle inspection certification, Worry Free 6 month/6,000 mile limited warranty, nationwide coverage, roadside assistance, vehicle rental reimbursement, towing, key replacement and a certified vehicle history report. That’s not all! The Auction Direct USA Advantage gives you a 100 day/1,000 mile return option, FREE vehicle maintenance, FREE state re-inspection, flexible and fully customizable warranty options, special financing offers for qualified customers and a CARFAX certified accident free report. Please give us a call anytime at 1-844-837-6238 and one of our representatives will be glad to assist you with any questions you may have.

2015 Nissan Versa 1.6 S Plus

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Stock # G24689, 1.6L I4 DOHC 16V, CVT with Xtronic, 8493 mi., 31/40 MPG

1-OWNER ACCIDENT FREE CARFAX, BLUETOOTH, STEERING WHEEL AUDIO CONTROLS, A/C, CD PLAYER, SPOILER, AUTOMATIC TRANSMISSION, CRUISE CONTROL and gets an estimated 40 MPG on the highway – 31 city! Please give us a call anytime at 1-844-837-6236 and one of our representatives will be glad to assist you. Auction Direct USA prides itself with our ‘No Haggle’ atmosphere. Please be sure to ask your associate about our 5-Day 500 Mile Money Back Guarantee!! Feel free to bring in any trade-ins and we’ll provide a Free Appraisal on site. Even if you aren’t buying a vehicle from Auction Direct USA, we will purchase your vehicle. Come in today and see firsthand how Auction Direct USA is revolutionizing the used car industry and experience just how we make purchasing a used vehicle as stress free as possible!

Building Credit with an Auto Loan

Whether you’re working on improving your credit health after a bankruptcy or just getting started as a borrower, making car payments on an auto loan is an excellent way to establish or build your credit score.

Before you take out that big home mortgage loan, business loan or finance that designer furniture set, you need to prove to lenders that you’re creditworthy.

Car loans help you do just that for the following reasons.

Auto Loans are Installment Loans

When lenders and credit reporting bureaus look at your credit history, they want to see a good mix of installment loans and revolving credit. Revolving loans include credit cards and home equity loans. Installment loans include student loans, mortgages and auto loans. In most cases, it’s not feasible (or wise) to take out a student loan, home mortgage or home equity loan simply to build your credit. It’s much easier to qualify for and pay off an auto loan, which makes it the best option for improving your credit health.

Auto Loan Refinances are Easy

As a borrower with no credit history or bad credit, you’ll pay a premium for your first car loan. Don’t be surprised if you’re hit with a double digit car loan interest rate, especially if you’re emerging from bankruptcy. But the good news is that after one or two years of making your payments on time, you can refinance for a lower interest rate if your credit score has improved (which it will have, if you haven’t done anything else to negatively impact it).

You can refinance every few years and continue to get lower interest rates until you’re no longer paying the subprime rate. This is all made possible because, unlike home mortgage loans, the origination fees and other closing costs of a car loan are typically very low and the payback period is relatively short.

Car Payments are Somewhat Flexible

As long as you avoid loans with early payment penalties, car payments are very flexible. If you get a low monthly car payment, you can elect to make extra payments or double payments whenever you have extra cash. Paying off your loan early not only saves you money on interest, it reportedly boots your credit score faster as well.

You can also put down a larger down payment from the beginning or when you refinance to get a lower interest rate.

Overall, having an installment loan in good standing on your credit history is important to establishing or improving your credit health. A car loan is one of the easiest, most affordable and most flexible installment loans you can get. Keep this in mind as you embark on the road back to good credit.

2015 Toyota Tacoma Base

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Stock # G24058, 4.0L V6 EFI DOHC 24V, 5-Speed Automatic, 16036 mi., 15/19 MPG
1-OWNER ACCIDENT FREE CARFAX, NEW TIRES, BLUETOOTH, REMOTE KEYLESS ENTRY, STEERING WHEEL MOUNTED AUDIO CONTROLS, POWER WINDOWS & LOCKS, A/C, CD PLAYER and CRUISE CONTROL! Please give us a call anytime at 1-844-837-6236 and one of our representatives will be glad to assist you. Auction Direct USA prides itself with our ‘No Haggle’ atmosphere. Please be sure to ask your associate about our 5-Day 500 Mile Money Back Guarantee!! Feel free to bring in any trade-ins and we’ll provide a Free Appraisal on site. Even if you aren’t buying a vehicle from Auction Direct USA, we will purchase your vehicle. Come in today and see firsthand how Auction Direct USA is revolutionizing the used car industry and experience just how we make purchasing a used vehicle as stress free as possible!